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Let us help you prepare for your retirement. As your retirement age or end of your service years draws closer, you can convert some or all of your pension into an annuity that will give you guaranteed income for the rest of your life. You will get paid regularly like a salary.. There are two APS annuity plans to suit your needs. These are:

Deferred Annuity
This plan encourages self-discipline by saving for the rainy day. You can determine your earning at retirement and fund it effectively. There is a death benefit of a multiple of 5 times annual earnings payable to your preferred beneficiaries.

Immediate Annuity
This can be taken if you have a bulk sum and want to receive your earnings immediately. This forestalls the risk of frivolous spending and secures a source of income when one is weak until death. The immediate annuity also includes the option for a spouse to continue receiving 75% of your annuity benefit after the annuitant’s demise.